Health Insurance for International Students in Spain: Visa-Ready Coverage
Are you going to study in Spain and need health insurance for your student visa? We help you arrange a policy that meets the required criteria and send you all the documentation within 24-48 hours.
What is health insurance for international students in Spain?
It is mandatory health insurance required to obtain a student visa. Without it, the consulate will not approve your application.
When you apply for a Spanish student visa, the Spanish consulate in your country requires you to have health insurance. However, not every insurance policy is accepted. It must meet specific conditions that most standard policies do not include.
At Inbound Students, we check that your policy meets the exact requirements of the consulate in your country, whether you are applying from Mexico, Colombia, Argentina, Peru, the United States, Canada, or any other country, before you make any payment.
Consulate requirements
What the Spanish administration requires.
Your insurance must include full medical coverage, repatriation, no copays, no waiting periods, and must remain valid throughout your entire stay in Spain.
Basic insurance requirements
No copays
You do not pay anything when you visit the doctor.
Repatriation included
Repatriation included
Full medical coverage
Primary care, specialists, emergency care, and hospitalization.
If any of these three requirements are missing, the consulate may reject your visa. That is why we check every policy before sending it to you.
What must your health insurance include for the consulate to accept it?
Full medical coverage, no copays, and repatriation included.
For the consulate to approve your student visa, your insurance must meet these five requirements:
No copays or deductibles
When you visit the doctor, you do not pay anything out of pocket.
Repatriation included
The policy includes the repatriation coverage required to obtain the visa.
Valid throughout your entire stay
The policy is issued for the full duration of your study program in Spain.
Coverage across Spain
Access to a wide network of hospitals, clinics, and specialists throughout the country.
Accepted by Spanish consulates
The policies meet the requirements set by Spanish consulates and immigration procedures.
Insurance providers we work with
Compare our student health
insurance options
All the policies we offer meet the requirements for a student visa in Spain: full medical coverage, hospitalization, emergency care, specialist care, and valid documentation for consulates and immigration procedures.
ASISA
Ideal for students looking for a wide medical network throughout Spain.
Primary care, specialists, and emergency care
Medical, surgical, pediatric, and psychiatric hospitalization
Advanced diagnostic tests and specialized treatments
Cornea and bone marrow transplant coverage
Healthcare assistance during trips abroad
Access to one of the largest private medical networks in Spain
Sanitas (ASEFA)
One of the most recognized private insurance providers in Spain.
Full general medicine and specialist coverage
Hospitalization, emergency care, and comprehensive medical assistance
CT scans, MRIs, endoscopies, and other diagnostic tests
Preventive medicine programs and psychological support
Emergency medical care during trips abroad
Wide network of partner hospitals and medical centers
Unión Madrileña
An excellent option for students looking for a comprehensive policy with repatriation included.
Primary care, specialists, and emergency care
Hospitalization in a private room
MRIs, CT scans, and high-tech diagnostic tests
Special treatments, rehabilitation, and physiotherapy coverage
Preventive medicine and family planning programs
Dental coverage and repatriation included
No general copays. Small exceptions apply for physiotherapy: €3 from session 21; psychology: €9 from session 11; and podiatry: €8 from session 7.
Which one do we recommend?
The best option depends on your budget, age, length of stay, and coverage preferences. Complete the form and we will guide you so you can choose the policy that best fits your needs.
How to arrange health insurance to study in Spain
In 4 simple steps: complete the form, review the policy, pay the insurance provider, and receive your documents within 24-48 hours.
Tell us what you need
Complete the form with your name, arrival date, and how long you will stay. Most importantly, choose your insurance provider.
Choose your insurance provider
Select the provider you are interested in: ASISA, Sanitas, or Unión Madrileña. You can also choose “I need guidance” and we will help you decide.
Review the policy and pay the insurance provider
We send you the policy details so you can review them, and you pay the insurance provider directly, not us. Full transparency.
Documents ready in 24-48 hours
You receive everything by email, ready to attach to your student visa application at the consulate.
What does health insurance for
international students in Spain cover?
Primary care and general medicine
Access to a family doctor and regular consultations without paying anything at each visit.
Hospitalization and surgery
Medical, surgical, pediatric, and obstetric admissions in partner hospitals.
Specialists and diagnostic tests
Cardiology, dermatology, gynecology, traumatology, and tests such as blood tests, ultrasounds, CT scans, and MRIs.
Mental health and preventive medicine
Psychological support, check-ups, and prevention programs depending on the policy you choose.
24-hour emergency care
Hospital and outpatient emergency care throughout your stay in Spain.
Medical assistance while travelling
Emergency medical coverage outside Spain during your program.
What students who arranged their insurance with us say
How much does health insurance for students in Spain cost?
Less than you might think. And significantly less when you arrange it with us.
Standard rate
100%
Market price, without discount.
The same price as any other customer
No verification of consulate requirements
You manage the full process yourself
With Inbound Students
Student rate.
Agreements with several specialized insurance providers
Same coverage: no copays and repatriation included
We check your consulate’s requirements
Documents ready in 24-48 hours
Direct payment to the insurance provider
The money does not go through us.
No hidden fees
No intermediaries.
Same policy, better price
Identical coverage at the market price.
We do not publish a fixed price because it depends on your age and how long you will stay in Spain.
Write to us and we will tell you in less than 24-48 hours.
Why arrange your insurance with Inbound Students?
We are an agency specialized in international students in Spain, and we check that each insurance policy meets the consulate requirements of the student’s country of origin.
We are not an insurance company or a generic comparison website. We are a team specialized in helping international students arrive and settle in Spain. We know exactly what each consulate requests in each country.
+500
Insured students.
+30
Countries of origin.
24-48h
For your policy.
We check that your insurance meets your consulate’s requirements before sending you anything.
We manage your insurance in less than 24-48 hours so you do not miss your consulate appointment.
Payment goes directly to the insurance provider. No intermediaries, no surprises.
More than 500 students from over 30 countries have arranged their insurance with us.
If the consulate does not accept your policy, we help you solve the issue at no additional cost.
Partners
Institutions that trust us
Arrange your health insurance to study in Spain today and arrive fully prepared
Health insurance is one of the documents that most often causes delays when applying for a student visa. It is also one of the easiest to solve if you do it in advance.
Do not leave it until the last minute. Send us your details and you can have your insurance ready in less than 24-48 hours.
Request your insurance
We reply in less than 24-48 hours.
Frequently Asked Questions About Health Insurance for International Students in Spain
Is health insurance mandatory for all international students in Spain?
Can regular travel insurance be used for a student visa in Spain?
No. Regular travel insurance policies usually include copays, deductibles, or limited duration. These conditions do not meet consulate requirements. The insurance must be private health insurance, with no copays or deductibles, repatriation included, and valid throughout your entire stay.
How much does health insurance for students in Spain cost?
Less than you would pay on your own. We work with several insurance providers specialized in international students —ASISA, Sanitas, and Unión Madrileña— so you can compare and choose the option that best fits your needs. We do not publish a fixed price because it varies depending on your age and length of stay. Write to us and we will tell you in less than 24-48 hours, with no obligation.
How long does it take to arrange insurance to study in Spain?
Once you send us your details, we manage everything in less than 24-48 business hours. When you confirm payment with the insurance provider, you also receive the official documentation in less than 24-48 hours, ready to submit to the consulate.
Where am I covered by the insurance while studying in Spain?
The insurance gives you access to a wide network of hospitals, clinics, and specialists throughout Spain. Coverage applies in any autonomous community during the full validity period of the policy.
Can I arrange the insurance before my visa is approved?
Yes, and that is exactly how the process works. Health insurance is one of the documents you must submit with your visa application, so it is arranged before your visa is approved. You can choose for the policy to start on the day you arrive in Spain.
Is the insurance also valid for the NIE and residence authorization in Spain?
Yes. The same health insurance you use for your visa is also valid for NIE procedures and the authorization to stay for studies once you are in Spain.
What is the difference between student health insurance and travel insurance?
Student health insurance lasts for the duration of your stay, has no copays or deductibles, includes repatriation, and provides full medical coverage. Regular travel insurance has more limited coverage, usually includes extra payments when you use it, and does not meet consulate requirements.